Riang Advisory · Penang, Malaysia
Financial Clarity,
At the Right Moment
Workshops and mentorship programmes crafted for Malaysians at 40 and beyond — building confidence around wealth, retirement, and what comes next.
Our Programmes
Three Paths to Financial Understanding
Each programme is designed around where you are today — not where someone thinks you should be.
Net Worth Awareness Workshop
A two-session workshop walking you through a complete net worth exercise — assets, liabilities, and an ongoing tracking method you can actually use.
- EPF, property, savings valuation
- Liability mapping and net calculation
- Tracking spreadsheet included
Global Market Awareness Course
Three sessions covering how international markets connect with Malaysian investors — US, Asia, emerging markets, currency dynamics, and unit trusts available here.
- International ETF and unit trust access
- Currency effect awareness
- Global exposure planning worksheet
Financial Mentorship Programme
Six one-on-one sessions personalised to your situation — covering budgeting, protection, investments, retirement, and estate matters relevant to your life today.
- Fully customised to your financial picture
- Personal progress portfolio
- Four follow-up consultations included
Why Riang Advisory
What Sets Our Approach Apart
We design every interaction around your comfort, pace, and real-life financial context.
Structured, Not Rushed
Sessions follow a clear sequence. You always know where you are in the learning process and what comes next.
No Product Sales
Riang Advisory is education-only. We do not sell financial products, so our guidance is shaped entirely around your understanding.
Malaysian Context Throughout
EPF, KWSP, unit trusts, Amanah Saham, property norms — everything is grounded in what exists here, not generic global templates.
Interconnected Topics
Insurance, investment, retirement, and estate are taught as a connected whole, not isolated subjects with no relationship to one another.
Space to Ask Anything
Sessions are designed for questions. No question is treated as basic or out of place — curiosity is what makes the learning work.
Practical Takeaways
Each programme includes worksheets, templates, and course notes that remain useful long after the sessions have finished.
Take the First Step
You Have Already Built Something Worth Understanding
Decades of saving, planning, and working deserve a clear financial picture. A conversation with our team is an open invitation — no pressure, no obligation.
Questions & Answers
Things People Often Wonder About
Who are these programmes intended for?
Our programmes are designed for Malaysians aged 40 and above who want a clearer picture of their financial situation. Whether you are approaching retirement, already retired, or simply at a stage where you want to understand your assets and options more fully — these sessions are built around where you actually are.
Do I need prior financial knowledge to attend?
No prior knowledge is assumed. The Net Worth Awareness Workshop and Global Market Awareness Course both begin from foundational concepts and build steadily. The Mentorship Programme is assessed and customised per participant, so the starting point is always calibrated to you.
How are the sessions delivered?
Sessions can be arranged in person at our Tanjung Tokong office in Penang, or remotely via video call, depending on your preference and location. We work around what is most comfortable for you.
Is this financial advice or financial education?
Riang Advisory provides financial education — building your understanding, confidence, and ability to evaluate options. We do not provide licensed financial planning advice or manage investments on your behalf. For regulated financial advice, you would consult a licensed financial planner separately.
What happens after the programmes end?
Workshop participants retain all materials and spreadsheets provided during the sessions. The Mentorship Programme includes four follow-up consultations after the six core sessions, allowing you to continue applying what you have learned with support available as questions arise.
How do I choose the right programme for me?
We welcome an initial conversation before any commitment is made. Reach out through our contact form or call us directly, and we will discuss your current situation and which programme is likely to be most relevant. There is no pressure to enrol — the aim of the conversation is simply to be helpful.
Find Us
Our Location in Penang
5 Jalan Tanjung Tokong, 10470 Tanjung Tokong, Penang
Get in Touch
Start a Conversation With Us
Reach out at any pace that feels right. We will respond within one working day.
Contact Details
Phone
+60 4-218 9364Address
5 Jalan Tanjung Tokong
10470 Tanjung Tokong
Penang, Malaysia
Office Hours
Monday – Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 1:00 PM
Sunday & Public Holidays: Closed
We respond to all enquiries within one working day. If you prefer a call, please include your available time in the message field.